FlexTerm Loan
Customized loans to meet the individual needs of each investor.
The FlexTerm Loan is designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
- 30-year fixed rate
- Interest-only payments up to 10 years
- Great for qualifying self-employed investors and small business owners
- Based on property value, not personal income
- Up to 75% LTV depending on property type
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage and Automotive)
| Property Types | Investor (1-4 SFR. Condo and 2-4 Units Multi-Family and Mixed-Use (5+ Units and Mixed-Use) Commercial - (Office, Retail, Warehouse, Self-Storage and Automotive) |
| Maximum Loan | $5,000,000 on Multi-Family, Mixed-Use and Commercial Loans $2,000,000 - Investor Loans |
| Maximum LTV | 75% - Investor, Multi-Family and Mixed-Use 70% - Commercial First time Investor - reduce LTV 5% |
| Fixed Term | 30 Years |
| Prepayment Penalty | 5,4,3,2,1 |
| Minimum Credit Score | 650 |
| Lending Terriorty | Nationwide with exceptions |
Alliance Business Capital is here to assist you with all of your Commercial Real Estate and Business Financing needs. If you have any questions about any of our loan programs please contact us or to get the ball rolling you can use our online application which is fast and easy.