Alliance business capital
Alliance offers usda b&i loans in eligible areas

Passionate – Dedicated – Professional

USDA B&I LOANS are available through alliance business capital

Alliance Business Capital has been offering USDA B&I Loans since 2010 for owner operated business located in an eligible area.

Loan to Value

Up to 75% of the total project costs

Higher Loan Amounts

Up to $25 Million for some industries

Eligible Areas

Property must be located in a USDA designated eligible area

USDA B&I loan program

USDA B&I Loans are strictly for rural areas with populations of < 50,000. The property must be located in a designated eligible area for consideration under the USDA B&I Loan Program.

Acceptable Use of Proceeds on a USDA B&I Loan:

  • B&I Loans may involve acquisitions, construction, conversion, repair, modernization or debt refinance
  • Loan proceeds can be used for real estate acquisition and/or improvements, machinery, equipment, furniture, fixtures and working capital
  • Closing costs and guarantee fee

We can assist on Loan Amounts from $500K up to $20 Million on the USDA B&I Loan Program.

Thank you for your interest in obtaining a USDA B&I Loan through Alliance Business Capital. We will need the following items in order to review your loan request with an Underwriter.

Please note we will need these items from all owners holding a 20% or more ownership interest.

  1. Loan Intake Form
  2. Loan Application
  3. SBA Resume
  4. SBA Personal Financial Statement
  5. 2 Forms of Identification – Passport and Driver’s License (must be a US Citizen to qualify)
  6. Most recent 3 Years Personal Tax Returns – need Federal Return only complete with all schedules and including any/all W-2’s and K1’s
  7. Most recent 3 Years Business Tax Returns on all entities where an owner has a 20% or more ownership interest
  8. Current Year to Date Financials – Profit and Loss Statement with Balance Sheet through end of the most recent month
  9. If this is a new purchase loan request, we will need a copy of executed purchase agreement

We will provide you with a secure link to upload document to if needed or you can email to uw@alliancebusinesscapital.com whichever you prefer.

See if your property is located in a USDA Eligible area.

Click here

  1. USDA Brochure
  2. USDA Flyer

Passionate – Dedicated – Professional

work with alliance business capital on your SBA loan request

Our Process to get your USDA B&I Loan request approved.

USDA B&I Loans typically take 90 – 120 days to close from acceptance of a term sheet.

Complete Application

Complete our application and gather required documents from borrower.

Initial Underwriting

Initial review of business financials and other supporting documents.

Term Sheet

After Initial Underwriting if everything looks good a term sheet is issued.

Third-Party Reports

Borrower puts up a deposit and third-party reports are ordered.

Final Underwriting

Review of Third-Party Reports and issuance of Loan Commitment.

Loan Closing

Upon acceptance of the Commitment Letter loan goes into closing.

Alliance Business Capital offers USDA B&I Loans in all States through our Bank Lending Partners.

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.sbcapital.com/privacy.