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no DSCR stabilized bridge loans

Alliance offers a No DSCR Stabilized Bridge Loan and a DSCR Exit Bridge Loan.

key facts about our stabilized bridge loan

  • As-IS Appraisal only, no ARV

  • For 1-4 Unit Properties, SFR, Townhomes and Condos

  • Minimum 660 FICO

  • Foreign Nationals Eligible

  • No Experience Required

Stabilized bridge loans

stabilized bridge loans general criteria

To provide Bridge Financing on a property that was recently Renovated or Constructed and is currently/soon to be listed for sale.

  • Loan Amount: Minimum $75,000 | Maximum $1,500,000
  • Term Length: 12 Months, up to 18 Months at Investors Discretion
  • Property Types: SFR, 2-4 Units, Townhouses, PUD, Warrantable Condos
  • Maximum LTC: 85% of Purchase Price + Verified Completed CAPEX if Property Owned < 6 Months
  • Maximum LTV: 70% LTV with 700 FICO and Property Owned <6 Months; 660-699 FICO if Property Owned >6Months
  • FICO: Minimum 660
  • Minimum DSCR: NA
  • Property Condition: C2 or better
  • Collateral Restrictions: No Rural, Exotic or Unique Properties; Property Value must be within 90th Percentile of Market

To provide Bridge Financing on a property that is currently rented or soon to be rented but is not yet ready for permanent financing.

  • Loan Amount: Minimum $75,000 | Maximum $1,000,000
  • Term Length: 12 Months, up to 18 Months at Investors Discretion
  • Property Types: SFR, 2-4 Units, Townhouses, PUD, Warrantable Condos
  • Maximum LTC: 85% of Purchase Price + Verified Completed CAPEX if Property Owned < 6 Months
  • Maximum LTV: 70% LTV
  • FICO: Minimum 660
  • Minimum DSCR: NA
  • Property Condition: C4 or better with NO Deferred Maintenance
  • Collateral Restrictions: No Rural, Exotic or Unique Properties

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. Alliance Business Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://www.sbcapitalsource.com/privacy.

We do not currently offer Residential Investment Loans in the following States: AZ, CA, ID, MN, ND, NV, OR, SD UT, VT

Residential Investment Loan Programs